Kredit Usaha Rakyat (KUR) is a working capital and/or investment loan extended to micro, small, and medium-sized businesses engaged in productive and feasible ventures yet still unbankable, with a loan/financing limit of up to IDR 500,000,000 (five hundred million rupiah), guaranteed by a guarantor company. KUR distribution is expected to facilitate the development of productive businesses.

The PEN program is implemented through guarantee mechanisms aimed at facilitating national economic recovery

KBG and Suretyship product include Custom Bond dan Surety Bond

Productive financing solutions under both Non-KUR and PEN, including ATMR and ARRUM

Several of our consumer loan products include KPR and Multiguna