Perum Jaminan Kredit Indonesia (Perum Jamkrindo) strengthens its collaboration with PT Permodalan Nasional Madani (Persero) or PNM by extending the super micro credit guarantee for PNM Mekaar (Membina Ekonomi Keluarga Sejahtera) products until 2022. This synergy was marked by the signing of a cooperation agreement by the President Director of Perum Jamkrindo, Randi Anto, and the President Director of PNM, Arief Mulyadi, at Le Meridien Hotel, Jakarta, on Tuesday (April 30, 2019).
The synergy between Perum Jamkrindo and PNM has been established since 2010, where Perum Jamkrindo became the credit guarantor for PNM ULaMM (Unit Layanan Modal Mikro), a financing and business coaching product for micro, small, and medium-sized enterprises. In 2016, Perum Jamkrindo and PNM continued their collaboration through credit guarantees for PNM Mekaar products. This cooperation not only provides benefits to each company but also impacts the economy of the community.
PNM Mekaar is a financing product for female entrepreneurs from underprivileged families with a loan ceiling of IDR 2 million to IDR 5 million. From 2016 to 2018, the volume of credit guarantees for the PNM Mekaar product by Perum Jamkrindo reached IDR 13.8 trillion.
Randi Anto explained that the strengthening of cooperation between the two state-owned enterprises is a realization of synergy among state-owned enterprises (BUMNs) mandated by the Ministry of BUMN. In addition to benefiting each company as the business volume increases, this cooperation will also directly enhance the economy of the community.
"The super micro credit from PNM Mekaar that we guarantee is a type of financing that has a direct impact on families where the mothers start businesses. We hope that by providing super micro credit and guarantees, more housewives will start productive businesses. Aggregately, this will have a broader impact on economic activities," said Randi.
Arief Mulyadi stated, "The synergy between PNM and Perum Jamkrindo has worked well over the past 10 years. With this strengthened synergy, it is expected to provide benefits to the economic progress of super micro, micro, small, and medium-sized entrepreneurs. Through PNM as a financing and business coaching institution and Perum Jamkrindo as the guarantor for the ULaMM and PNM Mekaar programs."