JAKARTA – The Board of Directors of Perum Jamkrindo, led by the President Director of Perum Jamkrindo, Randi Anto, accompanied by the Director of Credit Guarantee Business, Amin Mas'udi, the Director of Operations and Network, Kadar Wisnuwarman, the Director of Human Resources, General Affairs, and Compliance, Sulis Usdoko, and the Director of Finance, Investment, and Risk Management, I. Rusdonobanu, conducted a media visit to the Editorial Office of Kompas Daily at the Kompas Tower on Tuesday (May 22, 2018).
The Chief Editor of Kompas Daily, Budiman Tanuredjo, along with the editorial staff, warmly welcomed the media visit from the Perum Jamkrindo Directors.
On this occasion, the President Director of Perum Jamkrindo briefly explained the history and existence of Perum Jamkrindo as the only State-Owned Enterprise (BUMN) in the credit guarantee business for micro, small, and medium enterprises (MSMEs) and Cooperatives (UMKM-K).
Among the various credit guarantee products run by Perum Jamkrindo are Credit Guarantee for People's Business (KUR), Micro Credit Guarantee, General Credit Guarantee, Multi-Purpose Credit Guarantee, Goods Distribution Credit Guarantee, Housing Credit Guarantee (FLPP), Motor Vehicle Credit Guarantee, Surety Bond Guarantee, Custom Bond Guarantee, Bank Guarantee/Counter Guarantee, and Supply Chain Financing Guarantee. A serious discussion revolved around the link to the Fintech Lending guarantee business.
Perum Jamkrindo is a pioneer in domestic peer-to-peer lending guarantees, collaborating with fintech companies such as Amartha and Investree.
As the largest Credit Guarantee SOE in Indonesia, Perum Jamkrindo remains consistent in bridging MSMEs to have access to funding from banks and financial institutions.
The President Director of Perum Jamkrindo, Randi Anto, stated that Perum Jamkrindo targets a credit guarantee volume of IDR 156 trillion, an increase from the previous year, which was around IDR 148.57 trillion. “Guaranteeing is a big help for those with viable and prospective productive businesses (economically feasible) but are unbankable or have obstacles in fulfilling collateral requirements,” said Randi Anto.
Currently, Perum Jamkrindo has an extensive network with 9 regional offices and 1 special branch office, 56 branch offices, and 16 service unit offices. In 2018, Perum Jamkrindo accelerated its business with several key strategies, including business innovation and automation, improving guarantee risk management, synergy with other companies, and enhancing the effectiveness of human resource (HR) management through the spirit of ‘Let’s Change and Grow.' (Public Relations)