JAKARTA | Perusahaan Umum Jaminan Kredit Indonesia (Perum Jamkrindo) organized a Media Gathering on Royal Island, Kepulauan Seribu, Jakarta, on November 19-20, 2016. The President Director of Perum Jamkrindo, Diding S. Anwar, stated that the event aimed to foster strong relationships with media professionals and journalists.
"We want to build a good and closer emotional connection with media personnel," said Diding in his opening speech at the Media Gathering event held at Marina Quick Silver, Ancol, Jakarta, on Saturday (19/11).
Diding also hopes that the media can act as a partner in disseminating information about Jamkrindo's guarantee programs to the public.
"These guarantee programs need to be intensively socialized because many people are still unaware of them. Therefore, the role of the media is crucial in this regard," he said.
Diding explained that Jamkrindo operates as a state-owned company (Perum) and is the only state-owned enterprise (BUMN) in the credit guarantee sector, as stated in Law No. 1 of 2016 on Guarantees and Government Regulation No. 1 of 2016 on Warehouse Receipt System Guarantee Institutions.
Jamkrindo has 9 Regional Offices, 1 Special Branch Office, 55 Branch Offices, and 13 Service Unit Offices. Additionally, Jamkrindo has a subsidiary, PT Penjaminan Jamkrindo Syariah.
During the event, Diding also emphasized that Jamkrindo, as the only state-owned credit guarantee institution in Indonesia responsible for guaranteeing People's Business Credit (KUR), is committed to accommodating the credit needs of MSMEs across the country.
"Perum Jamkrindo strives to grow aggressively. One of the steps towards this goal is implementing a roadmap to enhance competitiveness, thereby improving company performance and competencies," he said.
Jamkrindo has set a credit guarantee growth target of IDR 20 trillion in 2017, increasing from IDR 135 trillion in 2016. This includes IDR 50 trillion for KUR guarantees and IDR 85 trillion for non-KUR guarantees.
"If we consolidate with our subsidiary, Jamkrindo could reach IDR 150 trillion in credit guarantees," he added.
For the coming year, Jamkrindo also plans business diversification, though Diding has yet to disclose specific details. "Jamkrindo wants to establish a subsidiary engaged in a related business sector," he stated.
Currently, Jamkrindo has one subsidiary, PT Penjaminan Jamkrindo Syariah, which is claimed to be unique to Indonesia.
As of October 2016, Jamkrindo's total credit guarantee realization amounted to IDR 102.78 trillion, comprising IDR 63.85 trillion in non-KUR guarantees and IDR 38.93 trillion in KUR guarantees. The company aimed for a total credit guarantee of IDR 115 trillion for 2016.
Diding also reported that the company's pre-tax profit by October 2016 reached IDR 717.43 billion, or 77.17% of the annual target of IDR 940.66 billion.
Additionally, Jamkrindo's assets in October 2016 stood at IDR 12.82 trillion, marking a 10.1% increase from December 31, 2015. Meanwhile, equity reached IDR 9.79 trillion, growing by 3.4% compared to the previous year.
Total revenue amounted to IDR 2.19 trillion, consisting of operational income (guarantee and investment income) of IDR 1.97 trillion—69.6% of the budgeted IDR 2.83 trillion—and other income of IDR 218.81 billion—65.6% of the budgeted IDR 333.71 billion.
Meanwhile, total expenses were recorded at IDR 1.47 trillion, including claims expenses of IDR 703.71 billion (56.4% of the budgeted IDR 1.25 trillion), operating expenses of IDR 511.98 billion (77.17% of the budgeted IDR 669.83 billion), and expenses for co-guarantee premiums, reinsurance premiums, and IJP restitution, amounting to IDR 254.09 billion.
To enhance performance and share experiences, Jamkrindo has signed Memorandums of Understanding (MoUs) with guarantee institutions from several countries, including India, South Korea, and Chile. (Public Relations)