Jakarta | Perusahaan Umum Jaminan Kredit Indonesia (Perum Jamkrindo) and PT Bank Pembangunan Daerah Kalimantan Barat (Bank Kalbar) signed a Cooperation Agreement (PKS) on Online People's Business Credit Guarantee (KUR Online). This strategic partnership aims to expand access to financial services for micro, small, and medium enterprises and cooperatives (UMKMK) through an online system.
The MoU signing took place on the first floor of the Perum Jamkrindo building in Jakarta on Friday (18/09/2015). The President Director of Perum Jamkrindo, Mr. Diding S. Anwar, stated that this partnership is highly strategic and aims to improve the performance of all stakeholders by increasing the realization of Credit/Financing by Bank Kalbar while also boosting the Guarantee volume by Perum Jamkrindo.
The agreement was signed by the Director of Banking Guarantees at Perum Jamkrindo, Bakti Prasetyo. Meanwhile, the MoU signing on behalf of Bank Kalbar was represented by its President Director, Sudirman HMY, and Marketing Director, Sirwan Fahruddin.
Regarding this partnership, Diding expressed that the enhancement of this collaboration is expected to be more beneficial to the public, particularly in utilizing the Credit/Financing products provided by Bank Kalbar and the Guarantee products offered by Perum Jamkrindo. Ultimately, this is expected to foster growth and further strengthen UMKMK.
Another goal of this cooperation is to increase synergy between the two companies and support the smooth operation of Bank Kalbar and Perum Jamkrindo’s business activities. “This synergy is a strategic step to optimize the utilization of both businesses’ potential based on a mutually beneficial principle,” said Diding S. Anwar.
The Director of Banking Guarantees, Bakti Prasetyo, stated that this online guarantee system utilizes existing technology for both guarantors and guarantee recipients to enable online data transfers in credit guarantee implementation, claim processing, and outstanding credit updates. “The goal is to ensure that all processes run effectively and efficiently,” he said.
As known, in 2015, Perum Jamkrindo was in a strategic position with growth in both its equity and company assets. Perum Jamkrindo recorded a net profit of IDR 423.1 billion as of August 31, 2015. This value increased slightly by 3.09% compared to the same period in the previous year (year-on-year).
On the other hand, the company’s asset value remained strong. As of August 31, 2015, the management recorded total assets of IDR 10.32 trillion. This value increased by 2.99% from the IDR 10.02 trillion recorded on December 31, 2014. Meanwhile, its equity stood at IDR 8.407 trillion, nearly unchanged from the IDR 8.416 trillion recorded as of December 31, 2014.
To improve services for its business partners, Perum Jamkrindo, which currently has 35 branch offices, has also established 21 Service Unit Offices (KUP) at the district/city level. (team)