Pati - Perum Jamkrindo signed a Memorandum of Understanding (MoU) and a cooperation agreement on credit or financing guarantees with PT Bank Jateng on Monday. The signing was conducted by the President Director of Perum Jamkrindo, Diding S. Anwar, and the President Director of Bank Jateng, Supriyatno, at the meeting hall of PT Kacang Dua Kelinci in Pati on Monday.
According to the President Director of Perum Jamkrindo, Diding S. Anwar, the collaboration with Bank Jateng has been established for decades. He stated that this signing marks a renewal of the existing cooperation. The renewal aims to enhance the performance of both parties in increasing the realization of credit/financing by PT Bank Jateng, as well as boosting the volume of guarantees by Perum Jamkrindo.
"This cooperation is expected to be more beneficial for the public in utilizing the credit/financing products of PT Bank Jateng and the guarantee products of Perum Jamkrindo, which are hoped to grow and strengthen MSMEs," he said.
So far, he added, almost all state-owned banks (BUMN), regional-owned banks (BUMD), and 74 private banks have collaborated with Perum Jamkrindo. He further mentioned that the volume of cooperation with Bank Jateng has reached Rp29 trillion. Bakti Prasetyo, Director of Guarantees at Perum Jamkrindo, added that commercial guarantees have been provided since 2001. With these guarantees, it is hoped that the number of MSMEs served by banks will increase due to the guarantees from Jamkrindo.
"Our task is to increase the number of MSMEs receiving capital credit assistance without hesitation," he said. Meanwhile, the President Director of Bank Jateng, Supriyatno, emphasized that despite the guarantees from Perum Jamkrindo, the bank still applies the principle of prudence in providing capital credit. He stated that the renewed cooperation with Perum Jamkrindo demonstrates that Bank Jateng is still trusted. Although the non-performing loan (NPL) ratio is quite low at 0.7 percent, he noted that cooperation with Perum Jamkrindo is mandatory as it is regulated. The guarantees, he added, provide further assurance to customers. The low number of claims submitted has actually increased Bank Jateng's income. Since the establishment of its Sharia unit in 2008, Bank Jateng has also been required to use Sharia insurance due to Sharia principles.
Through the signing of the MoU and cooperation agreement, it is hoped that synergy between BUMN and BUMD can be achieved, considering that Perum Jamkrindo is one of the BUMNs providing guarantees for credit disbursed by PT Bank Jateng. This includes guarantees for conventional credit, such as construction, productive, and consumer financing, as well as bank guarantees, and Sharia financing guarantees, such as Sharia financing guarantees, micro guarantees, general guarantees, bank guarantees, consumer guarantees, and guarantees for construction or procurement of goods and services.
Source: http://www.antarajateng.com