Jakarta — In a bid to expand access to guarantee services for businesses across Indonesia, PT Jaminan Kredit Indonesia (Jamkrindo) has launched an innovative product titled Plafond Guarantee. The service aims to simplify and accelerate the guarantee application process—particularly for Contra Bank Guarantees and Surety Bonds—which have long been essential tools for businesses competing in strategic project tenders.
The Plafond Guarantee is designed to bring greater efficiency to the issuance of guarantees. Through this scheme, Jamkrindo partners no longer need to prepare new documentation for each guarantee application. After fulfilling a one-time administrative requirement, they can access an approved credit limit to issue multiple guarantees within a defined period.
"This service reflects Jamkrindo’s commitment to transformation," said Acting President Director Abdul Bari. "Plafond Guarantee offers a practical, fast, and reliable solution to meet the dynamic needs of businesses. Our partners not only gain assured access to Surety Bonds or Contra Bank Guarantees but also receive dedicated support from a Relationship Manager, ensuring responsive and personalized service."
Bari added that the service is tailored especially for SMEs and service contractors, empowering them to be more competitive in both public and private procurement processes. The Plafond Guarantee not only streamlines administration but also offers more affordable guarantee fees, ensuring added value for Jamkrindo’s business partners.
To be eligible for the program, prospective partners must provide company legal documents, financial statements for the past two years, and demonstrate a positive credit history. Jamkrindo emphasizes that the service is carried out under sound risk management principles and in full compliance with prevailing regulations.
As a member of the Indonesia Financial Group (IFG) holding company, Jamkrindo continues to strengthen its strategic role in supporting national business growth through inclusive and adaptive guarantee services. As of the first quarter of 2025, Jamkrindo has recorded a total guarantee volume of Rp 53.21 trillion—underscoring its ongoing commitment to widening financial access for SMEs.
About Jamkrindo
PT Jaminan Kredit Indonesia (Jamkrindo) is a state-owned credit guarantee company under the Indonesia Financial Group (IFG). It offers both program-based and non-program-based guarantee products. Under program-based guarantees, Jamkrindo supports the government’s Kredit Usaha Rakyat (KUR) scheme. Non-program guarantees include general credit guarantees, microcredit guarantees, construction and procurement guarantees, and distribution guarantees. Other products include surety bonds, customs bonds, supply chain financing guarantees (invoice financing), and various other credit-related guarantees.
Corporate Secretary of PT Jamkrindo
Aribowo
[email protected]
Press Release — June 3, 2025